Privacy Policy

1. Introduction

At Finvisly, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial advisor platform. We are committed to protecting your personal information and your right to privacy.

2. Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you:

• Register for an account
• Use our services
• Contact us for support
• Subscribe to our newsletter

This information may include:

• Name and contact information (email, phone, address)
• Professional information (company, title, credentials)
• Account credentials (username, password)
• Payment information (processed securely through Stripe)

Client Data

As a financial advisor using our platform, you may input client information including:

• Client names and contact information
• Financial data (income, assets, debts, goals)
• Investment information
• Retirement planning data

Usage Data

We automatically collect certain information when you use our service:

• Device information (IP address, browser type, operating system)
• Usage patterns (features used, time spent, clicks)
• Log data (access times, pages viewed, errors)
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our service
• Process your transactions and manage your account
• Generate financial insights and reports
• Improve our platform and develop new features
• Communicate with you about updates, support, and marketing
• Ensure security and prevent fraud
• Comply with legal obligations

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our platform:

• Supabase (database and authentication)
• Stripe (payment processing)
• OpenAI (AI-powered insights)
• Vercel (hosting and deployment)

Legal Requirements

We may disclose information if required by law, regulation, or legal process, or to protect the rights, property, or safety of our users or others.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Data Security

We implement appropriate technical and organizational security measures to protect your information:

• Encryption in transit and at rest
• Secure authentication and access controls
• Regular security audits and monitoring
• Employee training on data protection
• Compliance with industry security standards

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

6. Data Retention

We retain your information for as long as necessary to provide our services and fulfill the purposes outlined in this policy. Specifically:

• Account information: Retained while your account is active
• Client data: Retained according to your preferences and legal requirements
• Usage data: Typically retained for 2 years for analytics purposes
• Payment data: Retained as required by financial regulations

7. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Portability: Request a copy of your data in a machine-readable format
• Restriction: Request that we limit how we use your information
• Objection: Object to our processing of your information

To exercise these rights, please contact us using the information provided below.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience:

• Essential cookies: Required for the platform to function properly
• Analytics cookies: Help us understand how you use our service
• Preference cookies: Remember your settings and preferences

You can control cookies through your browser settings, but disabling certain cookies may affect functionality.

9. Third-Party Links

Our service may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third parties. We encourage you to review their privacy policies.

10. Children's Privacy

Our service is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information, we will take steps to delete it promptly.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

13. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

14. Compliance

This Privacy Policy is designed to comply with applicable data protection laws, including:

• General Data Protection Regulation (GDPR)
• California Consumer Privacy Act (CCPA)
• Other applicable state and federal privacy laws