Terms of Service

1. Acceptance of Terms

By accessing and using Finvisly ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Finvisly is a Software as a Service (SaaS) platform designed for financial advisors to manage client information, generate financial insights, and create reports. The Service includes:

• Client profile management
• AI-powered financial analysis and insights
• Report generation and export capabilities
• Data visualization tools
• Subscription-based access tiers

3. User Accounts

To access certain features of the Service, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Ensuring the accuracy of your account information

4. Subscription and Payment

The Service operates on a subscription basis with the following tiers:

• Free Plan: Limited access to basic features
• Pro Plan: Enhanced features and higher usage limits
• Pro Plus Plan: Unlimited access to all features

Payments are processed through Stripe. Subscriptions automatically renew unless cancelled. Refunds are handled on a case-by-case basis.

5. Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy. You retain ownership of your data, and we implement appropriate security measures to protect it.

6. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Upload malicious code or content
• Violate any applicable laws or regulations
• Share your account credentials with unauthorized parties

7. Professional Responsibility

As a financial advisor using this Service, you acknowledge that:

• You are responsible for compliance with all applicable financial regulations
• The Service provides tools and insights, but final decisions remain your professional responsibility
• You must maintain appropriate client confidentiality and data protection
• Any advice or recommendations you provide to clients are your own

8. Limitation of Liability

To the maximum extent permitted by law, Finvisly shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

9. Service Availability

We strive to maintain high service availability but do not guarantee uninterrupted access. We may perform maintenance, updates, or modifications that temporarily affect service availability.

10. Termination

Either party may terminate this agreement at any time. Upon termination:

• Your access to the Service will be suspended
• You may export your data for a limited period
• We may delete your account and data after a reasonable notice period

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or through the Service. Continued use of the Service after changes constitutes acceptance of the new terms.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at: